What If I Am Filing Bankruptcy??

This is a very good question and one I get asked quite a lot!  Even if you are filing bankruptcy, it is still in your best interest to short sale your home!

A couple of reasons why:

  • Current lender guidelines state that after a short sale, a buyer can buy another home in 2-3 years after short sale is closed.
  • If you file for bankruptcy, you can also typically buy another home 2 years after the bankruptcy is discharged.
  • BUT, if you file for bankruptcy, and then let the home go into foreclosure with the bankruptcy, current lender guidelines state that you will not be able to buy another home for 7-10 years after a foreclosure!  So even if you are filing bankruptcy, it is in your best interest to short sale the home and not “walk away” and not letting it go into foreclosure!

If you have any questions at all, feel free to CHAT with us by going to the lower right side of screen and selecting CHAT.  You can also give us a call directly.  You can contact Theresa at 317-514-0005 or call Craig at 317-490-5074.

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